Terms and conditions for ramifmoconuorano.com services

These terms govern your use of ramifmoconuorano.com and our subscription-based financial planning service. Please read them carefully before subscribing or using our website.

September 30, 2025

Acceptance of terms

By accessing or using our site and services, you agree to these terms. If you do not agree, please do not use our services. Continued use indicates acceptance of changes as they occur.

Definitions

Key terms used in these terms and conditions are defined below for clarity.

• "Service" refers to our subscription-based financial planning support as described on the website.
• "User" means any person or entity accessing or using our website or service.
• "Advisor" means a qualified team member providing consultations to subscribers.
• "Subscription" refers to the ongoing monthly plan at the stated fee.

Service use guidelines

Our service is intended for ongoing guidance only and does not constitute personal financial, legal, or investment advice.

Eligibility

You must be at least 18 years old and a resident of Australia to subscribe to our service.

Service is not offered outside Australia.

User responsibilities

Users agree to provide accurate information and use our site lawfully.

• Maintain confidentiality of your login details.
• Provide true and current information at all times.
• Use the service only for lawful purposes.
• Notify us of any unauthorised access to your account.

Prohibited uses

Users must not misuse the site or service in any way.

• Do not use the service for illegal activities or fraud.
• Do not attempt to gain unauthorised access to systems or data.
• Do not transmit harmful or malicious software.
• Do not impersonate others or misrepresent information.
• Do not use the service to send unsolicited communications.

Intellectual property rights

All content, branding, and materials on this site are owned or licensed by ramifmoconuorano.com. Reproduction or distribution without permission is prohibited.

User generated content

Any information you submit remains your responsibility and must comply with these terms.

Privacy and data protection

We handle your personal information in accordance with our Privacy Policy. By using our service, you consent to these practices. See Privacy Policy

Disclaimer of warranties

Our service is provided on an "as is" basis. We do not make warranties regarding accuracy, suitability, or uninterrupted availability.

Limitation of liability

To the extent allowed by law, ramifmoconuorano.com is not responsible for damages arising from site or service use.

Indemnification

You agree to indemnify ramifmoconuorano.com for claims arising from your breach of these terms or misuse of our service.

Dispute resolution process

Disputes will be resolved under Australian law, with initial attempts at amicable settlement.

Applicable law and venue

These terms are governed by the laws of Australia. Jurisdiction is in Australian courts.

Termination

We may suspend or terminate your subscription for breach of these terms or unlawful use.

Changes to terms

We may update these terms at any time. Continued use means acceptance of updates.

Severability

If any part is invalid, the rest remains effective.

Entire agreement

These terms constitute the full agreement between you and ramifmoconuorano.com regarding our service.

Contact for terms queries

Contact us with questions about these terms or our service.